Past-due payments rose on three-out-of-four housing-related consumer loan types at banks — with mobile-home loan delinquency exploding.

The seasonally adjusted 30-day delinquency rate on bank-owned closed-end consumer loans was 1.51 percent as of the final quarter of last year.

Thirty-day delinquency increased 10 basis points compared to the third quarter and also compared to the same three-month period in 2015.

Source: Mortgage Daily