FORTUNE — This is what you call kicking em when they’re down.

Consumers who dont have a lot of cash to put down when buying a house usually have to pay a higher rate than typical borrowers for the first few years of their mortgage. Now, thanks to a change at a government program, they will have to pay that elevated rate for as long as 30 years.

Read the article via FHAs solvency plan isnt fair – The Term Sheet: Fortunes deals blogTerm Sheet.