Although demand has increased at some banks for a variety of single-family products, there tend to be just as many banks with falling demand for those very same loans.

Credit standards on residential loans that are eligible under Fannie Mae and Freddie Mac guidelines have eased over the past three months at 11 percent of banks.

But at large banks — those with total domestic assets of $20 billion or more as of Dec. 31, 2016 — the share where easing has taken place climbed past 18 percent.


Source: Mortgage Daily