Home-lending interest rates retreated again and now stand at their lowest level since April. Average rates on hybrid adjustable-rate mortgages plummeted.

Thirty-year fixed-rate mortgages had an average interest rate of 4.52 percent in the week that concluded on July 5, Freddie Mac reported Thursday.

The average declined from one week earlier, when long-term mortgage rates were 4.55 percent. It was the lowest average since it was 4.47 percent in the week ended April 19.

Source: Mortgage Daily