Mortgage loan originators in all states can now apply for a license in one or more states and only be responsible for passing a single national test.
Previously, an applicant for a mortgage license would need to take multiple tests. This included a national exam and an exam for each state the originator sought a license in.
Beginning in 2013, some individual state regulators began rolling out a uniform state test. Since that time, the average states licensed per originator has risen from 2.5 to 3.6.
Source: Mortgage Daily