Mortgage rates were little changed this past week, and one short-term outlook has them staying put for the next week. Another forecast has quarterly rates not changing at all next year.

Single-family loans closed during June had a 30-year note rate of 4.90 percent. The rate rose from 4.84 percent the preceding month and 4.27 percent a year previous.

Thirty-year rates on conventional transactions were 4.92 percent last month. On loans insured by the Federal Housing Administration, the average was 4.94 percent.

Source: Mortgage Daily